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How can NBFCs reduce collection leakage?

Direct answer

NBFCs can reduce collection leakage by connecting allocation rules, field proof, agency performance, PTP follow-up, payment reconciliation and exception monitoring instead of treating them as disconnected activities.

Why it matters

Leakage often hides in handoffs: poor case allocation, weak visit proof, broken promises, unreconciled payments, manual agency billing and late exception reporting.

What good execution looks like

  • Use policy-led allocation by geography, workload, case type and agency capability
  • Capture GPS, timestamp, disposition and evidence for field activities
  • Track PTP to payment closure rather than stopping at promise capture
  • Use reconciliation and leakage dashboards to detect mismatches early
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